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A lot of us need our tax refunds and can be thankful the recent partial government shutdown is over for now. The IRS starts processing tax refunds today, January 28. Best turn your tax statement in online as soon as possible, since President Trump says the shutdown may resume on February 15. After filing, you can think about what to do with your tax refund. The following are a few ideas, some practical and some completely impractical.

Have you been a hard worker for years and yet haven’t received deserved promotions or raises? It could be because you fell for the lie that all you have to do to get ahead is to keep your head down and do great work on a consistent basis. As you may already know, hard work alone rarely works. There is another untold element that must be part of the mix.