Have you ever hit a really tough time? Since you’re human, likely so. Everything can be rocking along nicely without us noticing just how much we have to be thankful for and then something disastrous happens, like sudden job loss, a diagnosis of cancer, or the death of a loved one. “Life is 10 percent what happens to you and 90 percent how you respond to it” says Charles Swindoll. Check out the following tips that can help you respond to tough times in ways that will improve your life.